Terms & Conditions
Effective Date: 5th May 2025
Welcome to the website of Finsso Financial Ltd. By using this website, you agree to the following terms and conditions. Please read them carefully.

1. About Us
Finsso Financial Ltd is an appointed representative of Connect IFA Ltd (FCA number 441505), authorised and regulated by the Financial Conduct Authority (FCA). Our FCA firm reference number is 922989.
Some forms of Buy-to-Let and Commercial Mortgages may not be regulated by the FCA.

2. Use of This Website
By accessing this website, you agree to use it only for lawful purposes and in a way that does not infringe the rights of others or restrict their use of the site. We reserve the right to modify or withdraw any part of the website without notice.

3. Advice Disclaimer
The content on this website is provided for general information only. It does not constitute financial, mortgage, or insurance advice. You should seek personalised advice from a regulated adviser before making financial decisions.

4. Fees & Commission
Mortgage advice may incur a fee. The typical fee is £199, though it may vary depending on your circumstances.
For non-investment insurance products (e.g. life and critical illness), we are remunerated by commission from the insurance provider.
We are a credit broker, not a lender. We may receive commission from the lender when a mortgage is completed. This does not impact your loan cost.

5. Intellectual Property
All content, logos, text, graphics, and design on this website are the property of Finsso Financial Ltd or used under license. Reproduction is prohibited unless written permission is obtained.

6. Links to Third Parties
This site may contain links to third-party websites. These links are provided for your convenience. We do not endorse and are not responsible for the content or accuracy of these third-party sites.

7. Privacy & Data Protection
We are committed to protecting your personal data and handling it in accordance with UK GDPR and Data Protection Act 2018. For more details, please refer to our full Privacy Policy.

8. Limitation of Liability
We make reasonable efforts to keep the site accurate and secure, but we do not warrant that it will be error-free or uninterrupted. We are not liable for any direct, indirect, or consequential loss arising from the use or inability to use this site.

9. Complaints
If you are dissatisfied with our service, you can make a complaint by contacting:
Compliance Department, Connect IFA Ltd, 39 Station Lane, Hornchurch, RM12 6JL
Tel: 01708 676110
If not resolved, you may be eligible to contact the Financial Ombudsman Service at www.financial-ombudsman.org.uk.

10. Governing Law
These terms are governed by the laws of England and Wales. Any disputes will be subject to the exclusive jurisdiction of the English courts.

11. Changes to Terms
We reserve the right to modify these terms at any time. Changes will be posted on this page with an updated effective date. Continued use of the website signifies your agreement to any changes.