• +44 (0)161 277 7861

  • info@finsso.co.uk

  • City View House, Manchester, M12 4JD

Mortgage Products

It does not matter if you are a first time buyer, moving house, looking to remortgage, buy to let, self employed or have a poor credit history preventing you from getting a mortgage, by contacting us we can save you time and money by arranging whatever mortgage you require.

A mortgage is often the biggest financial commitment you make so it’s important that you get it right. We empanelled with Panel of 140+ lenders in the UK.

First Time buyers

Getting the right mortgage deal first time around is vital for your financial future. Buying a home can be complicated enough as it is, and that’s without trawling through the varying deals different providers offer. At Finsso, our advisors will give you honest and dependable advice. We also guarantee that we’ll find you a product that’s perfectly suited to your needs, giving you peace of mind that you’ve got the perfect mortgage on your first home.

Sometimes, the rules that specify who qualifies as a first time buyer aren’t completely straightforward. Usually, if you’ve never owned a home before in the UK or abroad, or you’ve only owned a commercial property (such as a shop or office premises), you’ll qualify as a first time buyer.

If a homeowner is buying a house for you in their name, or you’re buying a property jointly with someone who’s owned a home before, then you normally won’t qualify as a first time buyer.

Re-Mortgages

Re-mortgaging can have a stack of benefits, not least that it can reduce your monthly repayments. While saving money may be the main advantage, a new deal can also carry other benefits, giving you more flexibility in how you pay back your mortgage, and even lower interest rates.

Our expert knowledge means we can find you the ideal re-mortgaging solution for you. We’ll listen to your needs, research all of the deals on the market, and talk you through all of your options. We’ll take the stress out of re-mortgaging and navigate the market for you, leaving you certain that you’ve got the perfect possible deal to meet your needs – meaning you get the most out of your money.

Moving Home

Moving home can be one of the most stressful things you do in life, and so it stands to sense that knowing what to do with your mortgage can also be difficult. The process of either transferring your mortgage or finding a new one is sometimes complicated. So we’ll help you to understand everything you need to do when moving home, and aid you in finding a suitable product – removing one of the most annoying parts of finding a new place to live.

You need to understand the different options you have when moving home, in order to make sure you’re getting the most out of your money. Usually, you can either carry your current mortgage over onto a new home, or find a new (and sometimes better) deal.

Buy to let Mortgage

We navigate the terms of buy-to-let mortgages, listening to landlords and their individual needs. We’ll give you personalised advice and help you find a deal that gets the most out of your investment.

Some forms of Buy to Let Mortgages and most forms of Commercial Mortgages are not regulated by the Financial Conduct Authority.

Buy-to-let mortgages work in a different way to standard mortgages. They usually have higher interest rates and require a larger deposit to secure. On account of these differences, it can be difficult to know which is the best deal for you.

Bridging Loans

A bridging loan is a short-term loan used to “bridge-the-gap” between selling one property and buying another. It allows you to complete the purchase of a new property before selling an existing one.

Bridging loans are time sensitive, so our partners will rapidly scour the market and find the ideal bridging loan to suit your needs. They will tell you everything you need to know about securing a bridging loan, and will make sure you’re certain what decisions need to be made and when.

Commercial Mortgage

A commercial mortgage is a loan you use to buy any kind of property that won’t be used as a residence. This can include offices, restaurants, factories, and a wide range of other business premises.

We partner up with advisers who thanks to their extensive experience, know how to find mortgages across all commercial sectors. They tailor the service to you and your situation, and will give you honest advice about how you can increase your chances of qualifying for a commercial mortgage and make sure that mortgage is the perfect product for you.

Some forms of Buy to Let Mortgages and most forms of Commercial Mortgages are not regulated by the Financial Conduct Authority.

Secured Loans

A secured loan is a way of borrowing money that uses something you own, usually property, to “secure” the loan.

To get a secured loan, you’ll need to own an asset that’s greater than the value of the amount of money you’re looking to borrow. This asset, usually your home, is used as security for your chosen lender.

We’ll take all the legwork out of getting a secured loan. We’ll get to know you and your needs, and our experts will shop around the market to find the best deal for you. No hassle, no fuss. We’ll give you informed advice and make sure you get a loan that you’re happy with.

Self-employed Mortgages

No matter if you are a builder, plumber, contractor, or tattooist. Getting a self-employed mortgage requires a lot of extra work compared to a “regular mortgage”.

we can help you make sense of the paperwork and guide you through the process of getting a self-employed mortgage.

Although there is technically no such thing as a “self-employed mortgage” and everyone applies for the same mortgage, there is a lot more paperwork involved.

As an absolute minimum, self-employed individuals are expected to have at least 2 years of accounts or tax returns (1 year is sometimes available with specialist lenders). Anything less than that and you will fall at the first hurdle. Anything more than 2 years is very beneficial and can often help speed up your application and get you a better rate.

Leave Site?

You are leaving the Finsso Website. Are you happy to do this?

You will be redirected to

Click the link above to continue or CANCEL